Updated: 30-09-2025

«Murabbiylar» microloan*

*Suspended

Indicator	Value/Description
Definition	Microloan for mentors working in preschools, schools, lyceums, colleges, technical schools, and higher education institutions for at least 6 months.
Customer segmentation	Mentors who reached 18 years of age or older and have worked continuously for at least six months in preschools, schools and higher education institutions.
Loan amount	up to 40.0 (forty) million soums
Loan term	up to 24 (twenty-four) months
Grace period for lending	No grace period
Loan Purpose	The principle of Commercial Expediency is not applied
Lending currency	National currency (Uzbek soum)
Lending currency	National currency (Uzbek soum)
Minimum interest rate on a loan	25%
Basic requirements for lending	1. A plastic card opened in the JSC Garant Bank system; 2. No negative credit history; 3. No overdue debt on the loan as of the date of issuance of the loan; 4. Have continuous work experience in a preschool, school, lyceum, college, technical school or higher educational institution for the last six months; 5. Acceptable debt-to-income ratio; 6. No debt that is in the process of enforcement proceedings; (If a co-borrower is provided, the above requirements should also be applied to the co-borrower)
The product passport is valid from September 29, 2025 to October 10, 2025.