Updated: 06-08-2025

Car loan «Yengil»

Indicator	Value/Description
Loan Purpose	Car loan for the purchase of Tracker, Damas, Onix cars manufactured by Uzauto Motors on the primary market.
Customer segmentation	Citizens of the Republic of Uzbekistan who reached the age of 18, have had an official job for the last six months, and the self-employed individuals
Requirements for a Good Credit History Report	1. No overdue debt; 2. No outstanding balances on the loan that is the subject of a lawsuit, as well as the amount of principal and interest transferred to an off-balance sheet account; 3. Scoring in the KIAC - above 200 points; 4. No existing loans classified as "unsatisfactory", "doubtful" and "hopeless"; For loans received over the past 12 months: - No more than five debts overdue for more than 60 days; - No more than two debts overdue for more than 90 days.
Loan amount	up to 600,000,000.0 (six hundred million) soums
Loan term	up to 60 (sixty) months
Grace period for lending	Not available
Lending currency	National currency (Uzbek soum)

Interest accrual	In the form of an annuity
Repayment Period of principal and interest	Principal and interest payments are monthly
Basic requirements for lending	- No overdue debt on loans; - A stable income continuously for the last six months for the citizens with official employment; - A certificate of self-employment for the self-employed individuals; - No debt that is in the process of enforcement proceedings.
Loan collateral	- The vehicle purchased on credit is secured by a pledge, and an insurance policy against the risk of non-repayment of the loan is issued for the missing part of the pledge. The pledge amount must be at least 125% of the loan amount. - Vehicles purchased on credit are accepted by the dealer in the amount of up to 80% of the cost specified in the contract. - For persons affiliated with the bank, the pledge for the loan is accepted in the amount of 130%.