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Updated: 14-09-2026
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up to 600 mln sumsloan amount -
from 24%interest rate -
up to 60 monthsloan term
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| Indicators | Cost / Description |
| Loan description | Financing the purchase by individuals of new motor vehicles that have not previously been in operation, using credit funds, as well as payment of the insurance premium for insuring the collateral securing the loan using credit funds. |
| Customer Segment | Citizens of the Republic of Uzbekistan aged 18 and above |
| Lending Method | Through a closed credit line |
| Loan Amount | Up to UZS 600.0 million (six hundred million Uzbek soums) |
| Loan Term | Up to 60 months |
| Grace Period | Up to 6 months |
| Loan Purpose | Purchase of a new motor vehicle that has not previously been in operation, as well as payment, from the loan proceeds, of the insurance premium for insuring the collateral securing the loan. |
| Loan Currency | National currency (UZS) |
| Loan Disbursement Method | For the purchase of a motor vehicle — by transferring the funds to the bank account of the seller, dealer, or car dealership. For the payment of the insurance premium — by transferring the funds to the bank account of the insurance company. |
| Interest Accrual | Interest is accrued daily at a fixed interest rate and repaid in accordance with the established repayment schedule in the form of annuity or differentiated payments. |
| Repayment Period for Principal and Interest | Principal — monthly, after the end of the loan grace period. Interest — monthly. |
| Collateral for the Product | Pledge of the motor vehicle purchased using loan proceeds, as well as an insurance policy covering the risk of loan non-repayment for the insuffi-cient portion of the collateral. The collateral value must be at least 125% of the loan amount. The motor vehicle purchased using loan proceeds shall be accepted as col-lateral in accordance with the Bank’s applicable Credit Policy. For persons affiliated with the Bank, the collateral value shall be 130% of the loan amount. |