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Imkoniyat loan
Loan to individuals for their needs in the amount of up to 100,000,000 UZS
Updated: 28-08-2025
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up to 100 million UZSloan amount -
32%Annual interest rate -
up to 30 monthsloan term
Imkoniyat loan
Microloan for individuals and self-employed persons up to 100 000 000 UZS
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Same-day processing -
Clear and transparent terms
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No hidden fees or extra charges
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Flexible and convenient repayment
Calculate your loan
Our offer
Monthly payment
Interest rate
Terms
| Terms | Description |
| Definition of loan | Definition of loan Loan to individuals for their needs in the amount of up to 100 000 000.0 UZS |
| Borrowers | Citizens of the Republic of Uzbekistan over 18 years of age |
| Purpose of the loan | For the borrower’s own needs |
| Loan term | Up to 30 months, without grace period |
| Loan amount | Up to 100,000,000 (One hundred million) UZS |
| Loan percentage | 32% per year |
| Amount of loan collateral | It is required that the ratio of the amount of the loan offer to the amount of the allocated loan is at least 125 percent. |
| Securing a loan | Pledge of cash, vehicles and real estate. In this case, the requirements for security: - the pledged property must be free from pledges and restrictions (the following pledge is not allowed); |
| Circumstances under which the provision of a loan is not allowed | - In the presence of overdue debt on the loan; |
| Issuance of a loan | Cash at bank cash desks or by transfer to a plastic card opened at Garant Bank JSC * When issuing a loan in cash, a commission for withdrawal at the bank's cash desk is charged in the amount of 1%. |
| Required documents for issuing a loan | - identification document of the Borrower; *In this case, the client you must personally visit a bank branch. |
| Method of loan repayment | Annuity/Differential method |
| Source of lending | Due to deposits and contributions |
| Procedure for issuing a loan | The credit manager prepares a conclusion on the allocation of a loan after studying the documents submitted by the borrower. A loan agreement is drawn up in the event that the industry credit committee considers it appropriate to issue a loan. When the collateral is notarized as collateral, all information is entered into the iABS program and through the program the loan proceeds are transferred to the appropriate number. |
Loan repayment
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