For Businesses
Loans
Loan "Exclusive"

Updated: 25-03-2024

Loan "Exclusive"

Financing the development of individual business activities

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Loan

Up to 500 million UZS
loan amount
36%
interest rate
Up to 24 month
Loan terms

Loan "Exclusive"

Financing the development of individual business activities

Processing during the day
Honest terms
No hidden fees or commissions
Convenient loan repayment

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Terms descriptions

Conditions	Description
Lending entities	Individual entrepreneurs
Loan description	Financing the development of individual entrepreneurial activity
Lending requirements	1. active organization within the last 6 months; 2. absence of overdue debt on file number 2; 3. availability of a main and/or secondary account opened with Garant Bank JSC;
Purpose of the loan	for business development purposes
Loan amount	up to 500,000,000.0 (five hundred million) UZS
Loan period	up to 24 (twenty-four) months
Grace period	N/A
Interest rate	36 (thirty-six) percent per annum
Interest on a loan for overdue debt	increases 1.5 times compared to the established interest rate
Cash in national currency (with cash receipt):	Short-term period: 12601 - debit, 10101 - credit Long-term period: 15001 - debit, 10101 - credit
Transfer to a corporate plastic card:	12601/15001 - debit, 23104 - credit 23104 - debit, 22619 - credit
The amount of the loan reserve	The agreed collateral value of the property accepted for the loan must be not less than 125% of the loan amount.
Loan reserve	1. Money (in national and foreign currency); 2. Movable and immovable property; 3. Vehicles whose production period does not exceed 5 (five) years
Loan interest calculation method	Annuity/differential
Terms and conditions for the provision of services	Loan repayment is usually carried out on the 5th day of each month by making the principal payment on the loan and the estimated interest payment.
Financing of the following activities is not provided	Financing of activities that contradict the current legislation and credit policy of the Republic of Uzbekistan is not allowed

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